You're not the only one in a freighter armed like a battleship and not all of them are headed for the core. Some of them are just looking for loot and the tougher you are the more your armor will sell for.
Okay, not much of a story, but not everyone needs a story. Lots of nasty ships that don't share the vulnerabilities of everyone else in their region of space. This is a challenge mod.
http://xelerus.de/index.php?s=mod&id=448